Claims We Handle

Fuxa & Associates, Inc. provides experienced public adjusting representation for residential and commercial property owners throughout Florida. With 34 years in the property claim industry, Christian Fuxa personally evaluates, documents, and negotiates each claim, bringing meticulous attention to detail and a thorough understanding of complex losses. From initial assessment through resolution, he advocates for a fair settlement that fully accounts for the covered damage under your policy.

Wind & Hurricane Damage

Florida's hurricane seasons can cause severe damage to roofs, windows, siding, and structures. Whether your property suffered a direct hit or wind-driven rain intrusion, we can help. We document the full scope of covered damage, present your claim to your insurer, and we do not stop fighting for you until you receive all the insurance benefits you are entitled to.

Coverage for wind and hurricane damage varies by policy. Some policies have separate wind or hurricane deductibles.

Flood Damage

Flood damage claims are complex and require extensive knowledge of the different flood coverages available to residential and commercial property owners. From Hurricane Katrina in Louisiana to Super Storm Sandy in New Jersey & Long Island, we have successfully handled residential and commercial flood claims of all sizes.

Flood coverage is typically provided under a separate flood insurance policy, not a standard homeowners policy.

Fire & Smoke Damage

Fire and smoke can cause extensive damage to structures and personal property. Our owner & principal has been a Florida State Certified Building Contractor (LIC. CBC058955) since 1999 and has extensive experience in fire and smoke damage claims.

Interior ceiling water damage from plumbing leak

Plumbing Leaks & Water Damage

Sudden and accidental plumbing failures—burst pipes, appliance leaks, and similar events—can cause significant water damage to floors, walls, and personal property. We assist in documenting the damage and working through the claim process.

Coverage depends on the cause and circumstances of the water damage. Gradual leaks may not be covered.

Vehicle Impact Damage

When a vehicle strikes an insured building or structure, the resulting damage can be substantial. Insurance companies routinely hire engineers and "experts" to evaluate the damage to your property. Fuxa & Associates has an extensive network of structural engineers, architects, and designers that can assist us when needed, to ensure your receive a fair settlement for your claim.

Theft

Theft of personal property, business inventory, or equipment can result in significant losses. We help property owners document theft losses and navigate the claim process with their insurer.

Coverage for theft depends on the applicable policy and the items involved.

Vandalism

Vandalism by tenants or "hard living"? We have the expertise to present your covered loss to maximize your recovery. Break-ins can cause extensive damage to structures, fixtures, and personal property. We handle everything - from inventorying the damaged personal property to estimating the structural loss.

Business Interruption & Loss of Income

When a covered property loss forces a business to close or reduce operations, business interruption coverage may provide compensation for lost income and ongoing expenses. We assist business owners in documenting and presenting business interruption claims.

Business interruption coverage is typically triggered by a covered property loss. Policy terms and conditions apply.

Damaged business inventory and merchandise

Inventory & Business Personal Property

Damage to business inventory, merchandise, equipment, or other business personal property can result in significant financial losses. We assist business owners in documenting and presenting these claims.

Where Is Your Claim Right Now?

Fuxa & Associates can assist at any stage of the claim process.

New Claim

If you have recently experienced property damage and have not yet filed a claim, we can assist from the very beginning—helping you understand the process and document your loss properly.

Underpaid Claim

If your insurer has made a payment that does not reflect the full value of your covered loss, we can review the claim and, where appropriate, present additional documentation to support a higher settlement.

Reopened Claim

In some circumstances, a previously closed claim may be eligible to be reopened. We can review the situation and explain whether reopening may be appropriate under your policy and applicable requirements.

Supplemental Claim

If additional covered damage or costs have been identified after an initial settlement, a supplemental claim may be appropriate. We can help document and present supplemental claims, subject to policy terms and applicable requirements.

Questions About Your Claim?

Contact Christian directly for a free initial consultation. No obligation.

Request a Free Consultation